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SmartSell

Know your numbers before you call anyone.

Work out your bond and transfer duty first. Then talk to Manda, who has lived in Linden since 2001.

Home loan repayment

Monthly repayment

R16,904

Bond 90%Deposit 10%

Prime 10.75% on 15 October 2026. An estimate, not a bank quote.

Run the numbers yourself.

Rough guides, worked out on your phone. Nothing you type here is sent anywhere.

Transfer duty

The buyer pays this to SARS. There is none when the seller charges VAT, which is common on new developments.

Transfer duty

R8,700

SARS rates from 1 April 2025, unchanged for 2026/27. An estimate, not a quote from your attorney.

What can I afford?

Rough price range

Banks usually want repayments under about 30% of gross income. Worked out at prime of 10.75% over 20 years. A rough guide, not a bank approval.

Aerial view of a leafy Johannesburg suburb

Know what your home is worth.

A valuation from someone who has lived in Linden since 2001. It is free.

How long does selling take?

2 to 3 months

That is how long transfer through the attorneys usually takes once an offer is signed. The buyer pays the transfer duty, so it helps to know that figure early.

Certificates you will need

  • Electrical certificate of compliance
  • Gas installation certificate, if you have gas
  • Electric fence certificate, if you have a fence
Manda Klopper

Rather talk it through?

Speak to me directly, not a switchboard.

Sell, let or buy with Manda.

A sunny lounge with a blue sofa and house plants

Selling your home

You get honest advice and a realistic price, then a plan that moves quickly from talk to action. Once an offer is signed, transfer usually takes 2 to 3 months.

Book your free valuation.

When you contact me, you will speak directly with me, not a switchboard.

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Design 02, The Numbers.
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Design preview

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